Contributor
Paul B. Ginsburg, President, Center for Studying Health System Change
Related Link:
http://www.hschange.org
Biography provided by participant
Paul Ginsburg is President of the Center for Studying Health System Change (HSC). Founded in 1995 by Dr. Ginsburg, HSC conducts research to inform policymakers and other audiences about changes in organization of financing and delivery of care and their effects on people. HSC is widely known for the objectivity and technical quality of its research and its success in communicating it to policy makers and the media as well as to the research community. Ginsburg is particularly known for his understanding of health care markets and health care costs. In 2007, for the fifth time, Dr. Ginsburg was named by Modern Healthcare as one of the 100 most powerful persons in health care.
Dr. Ginsburg served as the founding Executive Director of the predecessor to the Medicare Payment Advisory Commission). Widely regarded as highly influential, the Commission developed the Medicare physician payment reform proposal that was enacted by the Congress in 1989. Dr. Ginsburg was a Senior Economist at RAND and served as Deputy Assistant Director at the Congressional Budget Office. Before that, he served on the faculties of Duke and Michigan State Universities. He earned his doctorate in economics from Harvard University.
May 24, 2010 09:51 AM
Cadillac Tax Will Make HSAs Redundant The purpose of HSAs is to encourage consumers to choose insurance plans with more cost sharing at the point of service, for example, through a high deductible. But the Cadillac tax will also push consumers in this direction by changing their employers' behavior. Indeed, the Cadillac tax will do a better job at this since it focuses on getting premiums down rather than on a specific benefit structure that was written into legislation in 2003. When the Cadillac tax takes effect, employers can lower the premium either by increasing deductibles or by a range…
Read moreMay 19, 2010 04:57 PM
Contradictions in Health Reform It should not be surprising that in legislation as complex as PPACA and that did not benefit from House-Senate conference, contraditions would emerge. One notable one is regulation of medical loss ratios (MLR). One of the major purposes of health insurance exchanges is to make the health insurance market for individuals and small groups more competitive. Exchanges do this by facilitating consumers' process of gathering information about plans and making informed comparisons. In contrast, MLR regulation is designed for situations where competition is not possible and approaches more suitable to public utilities must be used. Any need…
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